Making Friends With Cleo, the AI Budgeting App
Making Friends With Cleo, the AI Budgeting App
I tested out a I budgeting app, Cleo to see if it could help me cut back on overspending. Sorry to see if she could help me. Cleo’s A I is designed to feel more like a friend than a robot. And I’ll be honest, after interacting with the app for a while, it felt weird not to call her. She Cleo immediately called out one of my guilty pleasures ordering too much delivery from Grubhub and suggested a couple of ways to cut back. I chose the more ambitious route, limiting myself to one transaction over the next 21 days because I’m a personal finance editor and I can totally quit this habit any time I want to thank you very much. I thoroughly savored my one allotted delivery a little earlier on in the challenge than I’d intended. And the next time I logged into Cleo, she reminded me I’d hit my spending goal. Got it no more delivery for me. I asked Cleo to hype me one of her custom chat modes to help me stay strong. I was feeling pretty good about myself, but then I got a 50% Grubhub code for Amazon Prime day. That was hard to with us. I could have checked with Cleo for more encouragement but dear viewers, I had a moment of weakness and once I’ve blown my challenge, why not treat myself after a hard day. This may have been where I started spiraling. Needless to say I did not face my challenge, but it wasn’t Cleo’s fault. I’ve struggled to conquer this particular demon for a while and Cleo had recommended a less aggressive goal to start with. And as much as A I can do for you, you’re ultimately the one in control of your spending decisions. A I can’t slap my phone out of my hand when I click on the Grubhub app yet. But Cleo did do something for me that other budgeting apps haven’t. She made me feel more accountable. It felt like having a friend to check in. Cheerlead you and when necessary deliver some tough love. Enter Cleo’s roast mode. Well played A I, you see me and I feel it. I won’t let you down next time.